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2/13/2024 0 Comments Seamless digital gift cardSoon the acceptance of Mobile Banking and Mobile Payments will be so widespread that the printed security data on the EMV card body can be removed. This new mobile app function allows the card to essentially be numberless, protecting the sensitive data in case the card is lost or stolen. One possible method to cope with the PCI DSS rule is to allow all digits to be displayed in the app if the cardholder performs a strong (re)authentication on their mobile when the data display is requested. According to the PCI DSS (Payment Card Industry Data Security Standard) rules, only the first five digits and the last four can be displayed. Today banks can provide the PAN, expiration date and CVV of an issued card in the cardholder mobile app. In a very near future, mobile banking will become sufficiently widespread so that consumers know where to find the card data within the app. One solution for the issuer could be a digital copy of the card body information within the bank mobile app. That is why nearly all cards come with the complete data set printed or embossed for old carbon copy credit cards machines – just in case some cardholders did not have access to the mobile app. Usually, the business motivation for the issuer is to make sure all online cardholder transactions are performed by that card are ‘top of wallet’. ![]() If all this data was available within the cardholder’s bank mobile app, it could be removed from the card body without truly changing the cardholder experience.īesides the cardholder’s name that the standard mandates, all other data on cards can, in theory, be removed. The printed cardholder name, the PAN (Personal Account Number), the card expiration date, and the CVV/CVK (Card Verification Value or Key) are used today to fill payment checkout forms on ecommerce websites. The first likely evolution could very well be the proliferation of ‘numberless cards.’ The case for removing numbers on banking cards Given the rise of the smartphone as the personal digital bank branch, it’s probable that we’re moving towards a future where cards and mobiles will coexist rather than compete. The EMV standard has made efficient progress over time: they have introduced innovations without dropping older functionalities – which means greater acceptance and versatility for the end user. No matter where you go, no matter which issuing bank you have, you will be able to pay with your card, in store and online, as long as they are EMV compliant. For every 100 payments in store, 45 were made using a card in 2019, and that figure is expected to grow to 49 by 2023.Īs a result of the EMV (Europay MasterCard Visa) standard, payment cards have achieved worldwide acceptance. Today around 3 billion cards are issued every year and the total number of cards in use exceeds seven billion. This is, in part, due to innovations such as contactless communications, different card bodies (such as metal or repurposed ocean plastic) and biometric fingerprint authentication. The card sharing feature is handy for parents setting an allowance card for their kids or small business owners looking to distribute cards to employees.In the last few years, the EMV payment card has become increasingly popular and familiar to us all. Any cards you share will lock to the first merchant they're used with, and you can still adjust spending limits and close the card at your discretion. With one click, you can share a Privacy Card instead of having to share and expose your real debit or credit card details. Privacy makes it easy to share secure payment information with trusted friends, family members, or employees. You can also easily pause, unpause, and close Privacy Cards at any time to manage subscriptions and avoid being overcharged. If a transaction attempt goes over the limit, we automatically decline it. ![]() You can set customizable spending limits on cards to track and maintain budgets at specific merchants and block hidden fees. Privacy gives you greater control over your spending. These built-in protections have helped our users transact with confidence and save money that would have otherwise been lost in a security breach. Privacy Cards can also be set for one-time use so they automatically close after a single transaction. Privacy Cards automatically “lock” to the first merchant they’re used at and can never be used anywhere else if they’re stolen or compromised in a data breach. Privacy helps you defend against card theft and fraudulent charges. experienced fraud in 2022, equating to nearly $9 billion in losses. The FTC reported that more than 2.3 million consumers in the U.S. 2/13/2024 0 Comments To kill a kingdom kyeHis lips mingle with the rest of his face like a variant shade, and everything about him is as sharp as it is straight. He doesn’t look at all dwarfed by the mammoth carcass. Though it stands taller than some men, the Págese king seems to encompass the creature’s size perfectly. As expected, King Kazue is the snow lion. The Págese brothers pull back the animal skins shielding them from the cold. They gleam in a way that’s almost liquid. It’s a stark contrast to their black armor and weaponry – spears and swords that are all the darkest shade of ebony. ![]() Their eyes peer through the jaws of their respective animals: polar bear, Arctic fox, wilderness wolf, and in the middle of the warriors and his brothers, the snow lion.Įach animal is a glorious shade of white that melts into the snow by their feet. The four members of the Págese family stand like titans, magnificent hunters’ headdresses swooping down their backs in glorious coats. When they reach us, there’s a momentary silence while we consider one another.Įven with the layers of fur and armor, it’s not hard to tell the royals from their soldiers. ![]() They look like giants, their uniforms so dark, they ink the empty landscape. They hike seamlessly in step with one another, feet crushing into the snow with the pound of every drumbeat. The snow does a poor job of obscuring their imposing statures and impressively systematic formation. Even with the blizzard, they’re easy to spot. ![]() There’s at least a dozen of them, standing in a perfect military arrow, marching fiercely in our direction. I laugh, but the sound is lost against the rhythm of nomadic drumbeats that barrel toward us. “Next thing I know, the lot of you will be writing love notes in rum bottles.” “I could swear that I’m on a life-and-death mission with a bunch of lusty kids,” he says. I’m not sure whether it’s from the hours we’ve gone without food or his inability to wear cutoffs in the biting cold, but his patience seems to be wearing thin. Torik lets out a withering sigh and pinches the bridge of his nose. “Is it because you think I look sexier wearing nothing?” The fur collar cuddles against his jaw and obscures the bottoms of his ears, making it seem as though he has no neck at all. Kye looks down at the sleek red coat fitted snugly to his lithe frame. “It’s actually quite easy to resist you when you’re dressed like that.” “I already know you find me irresistible.” “I don’t need you to flirt with me,” he says. “Are you jealous because I’m not flirting with you?” Madrid asks him, warming her finger on the trigger mechanism of her gun. “Anytime you two want to stop making me feel nauseated, go right ahead.” Kye shakes the snow from his sword and scoffs. “If that is what pearls are worth these days, I’ll make sure to invest in diamonds.” Lira pulls a line of ice from her hair, artfully indifferent. It lingers in calculated amusement as she considers what to say next. I can barely see Lira’s eyes under the mass of dark fur from her coat, but the mirthless curl of her smile is ever-present. “Nobody wants your words being preserved for eternity.” “You should try not to talk then,” she retorts. When I turn to Lira, the ends of her hair are white with frost. It shakes me more than the cold ever could. It slows me down more than I would like, and even though I know there’s no imminent threat of attack, I still don’t like being unprepared in case one comes. I’m dressed in fur so thick that walking feels like an exertion. The wind penetrates here through every layer, including skin. The air is crisp on my skin, and though my hands are wrapped under thick gloves, I shove my fists into my pockets anyway. I have the key and the map to navigate the route, and all that’s left is for Lira to tell me the secrets of the ritual. I feel the beat of the necklace against my heart as we step foot onto the snow. Snow, reflecting the eternal tinsel of the stars. Even in the dead of night, the sky turns no darker than a mottled blue, and the ground itself acts like a light to guide the way. The mirror of the frozen sky against the white water, flecked by tufts of ice and snow, makes for a kingdom that is beautifully void of darkness. Regardless, it’s just as bright as if it were morning. Cold has a faithful presence here, and with dusk rapidly approaching, the air seems almost frozen by the impending absence of sun. T HE WATER IS SLUSH by the time the Saad makes her berth. 2/13/2024 0 Comments Atlas vpn![]() “We are actively refining our internal communication processes and establishing a more structured vulnerability reporting mechanism. Moreover, the Linux application is now available for download again on our website,” Čižinauskaitė told us. Following this resolution, we informed our users to update their applications to the fixed 1.1 version. ![]() “As of September 18th, 2023, the vulnerability is no longer present on the Linux app since its latest version. Čižinauskaitė told Help Net Security that they will implement more security checks in the development process to avoid such vulnerabilities in the future, and directed researchers and anyone else who might come across other potential threats related to the service, to contact them via (September 18, 2023, 15:50 a.m. “It’s unacceptable, and we will address this process accordingly so we can react much faster in the future,” they said. The head of the IT Department at Atlas VPN commented on the Reddit post and apologized for their slow reaction after the researcher contacted Atlas VPN support. The company is working on fixing the easily exploitable flaw as soon as possible and, once the problem is resolved, users will be prompted to update their Linux app to the latest version. This could lead to the user’s IP address disclosure,” she said. As the researcher stated, due to the vulnerability, the application and, hence, encrypted traffic between a user and the VPN gateway can be disconnected by a malicious actor. “The vulnerability affects Atlas VPN Linux client version 1.0.3. Rūta Čižinauskaitė, Atlas VPN’s head of communications, told Help Net Security that they are aware of the vulnerability. Admittedly, that considerably limits the pool of potential victims.Ĭhris Partridge, a security engineer and one of the moderators of the Cybersecurity subreddit, tested the exploit script and demonstrated the attack. The requirement for a successful “attack” is that the visitor uses Linux and actively uses v1.0.3 of the AtlasVPN Linux client when accessing the site. In short, with a malicious script, any website can craft a request to port 8076 to disconnect the VPN, and then run another request that leaks the user’s IP address. This port can be accessed by ANY program running on the computer, including the browser,” the poster explained the root cause of the flaw. The client does not connect via a local socket or any other secure means but instead it opens an API on localhost on port 8076. A daemon (atlasvpnd) that manages the connections and a client (atlasvpn) that the user controls to connect, disconnect and list services. ![]() “The AtlasVPN Linux Client consists of two parts. The discovered vulnerability affects only the AtlasVPN client for Lunux, v1.0.3 (i.e., the most current version). The company provides an app for Windows, macOS, Linux, Android, iOS, Android TV, and Amazon Fire TV. ![]() About the Atlas VPN zero-day vulnerabilityĪtlas VPN offers a “freemium” and paid “premium” VPN solution that changes users’ IP address and encrypts the connections they make to websites and online services. Atlas VPN has confirmed the existence of a zero-day vulnerability that may allow website owners to discover Linux users’ real IP address.ĭetails about this zero-day vulnerability as well as exploit code have been publicly released on Reddit several days ago by the person who discovered the flaw and purportedly first tried to privately share the discovery with Atlas VPN. 2/12/2024 0 Comments Microsoft office for mac 2013Only the volume license (available only to large corporations and MSDN subscriptions) is a traditional "MSI" install, everyone else gets "click to run", including the perpetual license version. The difference between what is sold as Office 365 Home or Office 365 Business desktop applications and what is sold as Office 2013 or Office 2016 is mostly in licensing – Office 365 applications are a subscription, Office 2013 or Office 2016 is a "perpetual" license. (You can have older versions of Office installed side-by-side with Office 2013 and Outlook 2013 (or newer).) Unfortunately, you can’t have two different Office suites installed when you use Office 2013 or newer. If you are only talking about Office desktop applications, Office 365 is Office 2016 (currently). Any reason to install Office 365?Ĭan Office 2013 and Office 365 co-exist on the same PC? Will they place “nice” with each other? You can subscribe to the Office desktop software or the business services separately, or in a package with both desktop software and the services. Subscribers also get the “full” version of Office for devices. When a new version of Office is released, Office 365 subscribers will receive it as part of their subscription. (Office for Mac is also included with the Office 365 subscriptions.)Īdditionally, if there are updates available, Office 365 subscriptions will generally get the updates first (the perpetual license version will only get security updates, not feature updates). The business suites have a few extra features that aren't typically used in non-commercial settings and some business suites include Access. Both Office 2013 and Office 365 include the core applications: Word, Excel, PowerPoint, Outlook, OneNote, and Publisher, but the Office 365 subscriptions may include additional features not available in the perpetual license version. The business or enterprise services, including Exchange Online, SharePoint Online, Lync, and OneDrive for Business, are also sold as Office 365.Īs with all previous versions of Office, there are some differences in what is included in the different Office 2013 / Office 365 suites. The Office desktop applications are sold as Office 365 subscriptions to consumers and businesses. ![]() ![]() ![]() Not much, assuming you are talking about the Office desktop applications. What's the difference in functionality between Office 365 and Office 2013? 2/12/2024 0 Comments Lyrical writing v s purple prose![]() Impressive prose won’t cover up a messy plot or weak characters. Mastering story elements IS good writing.Your average reader is not looking for “literary.” ![]() Which is to say, the reading level should not be super high. If you want to write a popular piece of genre fiction (mystery, thriller, romance, fantasy, etc.) and even hit some bestseller lists, your novel should be readable by the majority of the population. Here’s a fun fact: the average American reads at a 7th to 8th grade reading level. Most people read at a middle school reading level.And if your dream is to write genre fiction, here are some things to keep in mind: Unless you’re writing literary fiction or poetry (or you want that Pulitzer Prize, dang it!) you should not be overly anxious about this mythical idea of Good Writing. They begin to fill their manuscripts with purple prose under the assumption that being more “literary” means being better. But it’s a problem when writers believe that in order to write a “good book” they need to sound like an MFA graduate, when often this cannot be further from the truth. Some of this attitude is simply snobbery, classism, and the typical backlash that follows any popular book or movie. (Never mind that you just spent three pages describing what the grass looks like in the morning sunlight, as if that is even remotely interesting.) Character and plot development takes a backseat to poetic prose, and if something is loved by the masses, it cannot possibly be Good.Ĭue the berating of every popular author of the last decade. If you can spin a poetic, lyrical phrase and use jaw-dropping metaphors, you are deemed a Good Writer. This idea of Good Writing basically boils down to the belief that prose is the be-all and end-all of being a good writer. But here’s a hard truth that any teen in a literature class can tell you: sometimes what’s touted as Good Writing doesn’t necessarily make a good book. Good Writing is Hemingway or Melville, or any of those other upper-crust authors who are loved by highly educated people. Good Writing wins Pulitzer Prizes and is studied by MFA students. She’s just really good at creating characters and plots.”įrom our teen years onward, we are often schooled in what “Good Writing” should mean. The other day I was browsing through an online writing group I’m part of, and someone posted a question about what makes “good writing” and why so many popular books were apparently “bad.” In response, another commenter cited a wildly popular YA series, and said something to the effect of, “The author isn’t even a good writer. ![]() ![]() You can read each page multiple times without worrying about tearing them apart. The pages of our books are also sturdy and opaque. Multivariable Calculus Ron Larson 10Th Edition PDF Download This book will help you grow your knowledge about Multivariable Calculus Ron Larson 10Th Edition, and you will be satisfied reading all about Multivariable Calculus Ron Larson 10Th Edition. If you are looking for a book which will be able to expand your knowledge on the latest edition of Multivariable Calculus Ron Larson 10Th Edition, then look no further. We have the most recent version of Multivariable Calculus Ron Larson 10Th Edition ready to be delivered right to your doorstep. ![]() #6,004 in Calculus (Books) About the Author of Multivariable Calculus Ron Larson 10Th Edition PDF Free Download Book Multivariable Calculus Ron Larson 10Th Edition PDF Book Detailsīest Sellers Rank: #5,590,876 in Books (See Top 100 in Books) The best part is that the information in this book is relevant and up-to-date, like what’s happening today. 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This book is the most recent version of Multivariable Calculus Ron Larson 10Th Edition, and you will enjoy reading it. 2/12/2024 0 Comments Rated rMoreover, on average, US children between the ages of 8 months and 8 years are exposed to about 232 minutes of background television per day, which studies have shown hurts their ability to focus on play behavior. 90% of babies under 2 and 40% of infants regularly watch television, and most kids spend an average of 5 to 7 hours on screens per day. “Part of that process is often imitating what they’re observing around them, which is why we encourage parents to limit screens.”īut given how demanding life is for most families, it’s not surprising that many overworked and under-supported families rely on screen time to entertain children. Jacqueline Benson, a Licensed Clinical Psychologist at Deeper Than Color and founder of Center Stage Psychology. “Babies typically start to really understand words around six months old and…they are very much social learners, so direct in-person interaction is what helps them to develop,” says Dr. The AAP also says kiddos 18 to 24 months should only watch “high-quality programming”-meaning they probably frown on toddlers being in the room while you binge-watch the John Wick collection. But… they’re babies, right? How much could it hurt if you watch it while they’re still up? We know it’s not a good idea to let young, impressionable kids watch movies with lots of violence, sex, and profanity, but is it okay to watch a rated-R movie with babies and toddlers around? The answer is a bit more complex than you might think.Īccording to the American Academy of Pediatrics, children under 18 months (as in babies and young toddlers) shouldn’t really be watching screens-video chats with grandparents or other loved ones being the exception. ![]() ![]() Only problem? Your baby’s bedtime isn’t for another 3 hours, and by then, you’ll be too tired to focus on a movie. We’ve all felt the temptation at some point: a movie you’ve been dying to see is finally streaming ( Bullet Train perhaps? Or maybe Emily the Criminal), and you’d like nothing more than to watch it right away. There are several factors to consider before deciding what to watch when little kids are around ![]() You can use Icons8 to upscale images online for free. Next on our list of best AI image & upscaler tools is Icons8, an AI image upscaler driven by intelligent AI algorithms. Read our AVC Labs Review or visit AVC Labs. AI BG Removal to turn the photo into transparent background.AI Color Calibration to fix the color issue of photos.AI Photo Colorizer to naturally bring B&W photos into colors.AI Face Retouching tool to make the portraits and selfies look beautified.Fix the blurry photos by removing noise & grain and sharpening.Upscale photo resolution from low to high with super-resolution.These are some of the main features at AVC Labs: Powered by AI, you can one click to get high-quality, stunning portraits by improving skin tone, removing blemishes, or enhancing features like eyes and lips. The AI Face Refinement model is specifically for the purpose to enhance portrait photography, without worrying about a complicated editing process. The tool offers an intelligent noise removal feature that can automatically remove noise from grainy photos and enhance the quality. ![]() It has been trained on millions of images of different types, including portraits, wildlife, animes, landscapes, architecture, and more, this allows you to upscale the resolution of different images naturally, with correct and corresponding details preserved. AVC LabsĪVCLabs Photo Enhancer AI, is a dedicated image upscaler that uses deep learning to upscale the image resolution by 400% and improve details, as well as remove defects and compression artifacts. Enlarge and upscale images without quality loss at all.Easily make pictures less blurry and remove noise of pictures.One-click to automatically enhance image quality and resolution. ![]()
2/12/2024 0 Comments Are you listening to me icon![]() In making his suggestion, he did not need to explain or defend his preference, because he’s earned a lot of trust with me and I felt listened to.) (As an example, I originally wrote “dispute” in the text above, which I think is fine, but during review, after hearing me read the above, Michael Bolton suggested changing “dispute” to “disagreement” and that seemed okay, too, so I made the change.
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